Down Payment Assistance – Helping You Take the First Step With Confidence

Down Payment Assistance programs are designed to make homeownership more accessible, especially for first-time homebuyers or those who may not have a large amount saved upfront. These programs help cover a portion—or sometimes all—of the required down payment, easing the financial pressure of getting started. I help you explore the Down Payment Assistance options available in your area and match you with the program that best aligns with your goals and financial situation.
 

Kris McCurry, known throughout the industry as Mr. Preapproval, is a Florida and Ohio-based mortgage Branch Manager who helps realtors, homeowners, and buyers nationwide secure fast, stress-free financing. His team offers a full range of mortgage solutions, including VA loans, FHA loans, conventional loans, and USDA loans for buyers who qualify for government-backed programs, as well as jumbo loans and non-QM loans for borrowers with unique financial profiles. Self-employed clients can explore bank statement loans or profit and loss loan programs, while investors benefit from specialized options like DSCR loans, investment property loans, and Airbnb rental loans. Homeowners looking to tap into equity can turn to HELOCs or bridge loans, and those planning a getaway property can look into vacation home loans. For business owners, commercial loans provide financing for income-producing properties. Kris also proudly supports first-time homebuyer loans, down payment assistance programs, and the Homes for Heroes program, which rewards veterans, teachers, first responders, and healthcare workers with savings on their home purchase. With this breadth of loan programs and a client-first approach, Mr. Preapproval delivers clear, honest guidance for every type of borrower and financial situation.

Your Mortgage Under Kris McCurry

Helping you move forward with clarity, confidence, and purpose. As your dedicated branch manager and strategist, Kris ensures your home loan keeps you on track to reach your financial goals.

Total Guidance & Strategy

Helping you move forward with clarity, confidence, and purpose. As a trusted branch manager and strategist, Kris McCurry ensures your home loan keeps you aligned with your long-term financial goals.

24/7 Availability & Advocacy

Always active, always available, and ready to help in any situation. Kris goes the extra mile—by call or text on weeknights and weekends—to make sure you have a dedicated advocate during your home transaction.

Market Expertise & Protection

Combining deep knowledge of the current housing market, interest rates, and your financial status to make sure you always secure the loan that makes the most sense for your family.

Your Trusted Partner in Home Financing

At Mr Preapproval Team, we understand that every borrower’s financial situation is unique. That’s why we provide tailored mortgage solutions designed to fit your goals, whether you’re purchasing your first home, upgrading to a new property, or investing in real estate. With a focus on transparency, clear communication, and personalized guidance, we make the home financing process simple and stress-free.

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Personalized Guidance:

We take the time to understand each client’s unique financial situation and goals, providing tailored mortgage solutions that fit their needs.

Transparent Process:

From start to finish, we prioritize clear communication, ensuring borrowers understand every step of the home financing journey.

Expertise Across Loan Programs:

Whether it’s conventional, VA, USDA, Non-QM, or investment property loans, our team has the knowledge to guide clients through any mortgage scenario.

Commitment to Client Success:

We focus on building long-term relationships, supporting clients not just in securing a loan but in achieving their overall homeownership and financial goals.

A Pathway to Homeownership Without the Overwhelm

Centralize everything you need to maintain the value of your home.

 
Saving for a down payment can be one of the biggest challenges in purchasing a home—but it doesn’t have to be. Down Payment Assistance programs are created to support buyers who are ready to own but need help with the initial costs. I’ll walk you through eligibility, income guidelines, and how the funds can be used so you know exactly what to expect. With the right guidance, the process becomes smooth, empowering, and achievable.
 

Contact Us

Contact Us

Have questions or ready to get pre-approved? Kris McCurry and his team are available by call or text weeknights and weekends to help you find the right loan solution.

Support for First-Time & Returning Homebuyers

Get in touch with Kris McCurry today to secure your pre-approval, explore tailored loan options, and move forward with confidence.

Down Payment Assistance is not just for first-time buyers—many programs are also available for those returning to the market or purchasing again after financial changes. Whether you’re stepping into homeownership for the first time, or re-entering with new goals, I’ll help you understand which assistance options you qualify for and how they can reduce your upfront investment. Your path to ownership should feel within reach—and I’m here to make sure it does.
 

Ready to jumpstart your financial freedom?